Tag Archive
Buying individual health insurance online
Searching for affordable individual health insurance? You are not alone. Across the country, there are countless individuals who buy their own health insurance each year. Some of them are unemployed or work for themselves. Many are early retirees or people who don’t have health insurance coverage through their job. Here are some tips to help… »
Health Insurance For College Grads
Having a child graduate from college is a big milestone. But it’s a harsh reality that once grown children are out of school, they often lose their health coverage. How can you avoid a potentially dangerous gap in coverage? Consumer Reports has some tips for families.
Best, of course, is getting a job with benefits. If… »
Dump Your Health Insurer
Here’s a problem: I’ve been insured for years and, despite paying premiums twice a month, I’ve also had to pay all of my medical bills with my own money. That’s because I have catastrophic coverage combined with a health savings account that covers most (but not all) of the high deductible. Thankfully, I haven’t had… »
Health Insurance Aspects Overlooked
The greatest contribution of health insurance is the fact that it protects you and your family from the cost of illness or injury. Yet in this time of expensive health care cost and the lack of affordable health insurance plans the above assertion comes into question.
There are three main types of health insurance plans the… »
Health Insurance for New Grads
In many states, you may not need to pay extra to keep an adult child on your policy if you would have kept a family policy anyway to insure younger siblings. But if the insurer bases premiums on the number of children, or if you’re insuring only one child and could otherwise switch from family… »
Specialty Health Insurance Policies
There are certain types of policies that can be issued to meet very specific or unique situations. Talk to your agent or insurance company representative before purchasing any of these policies to ensure that they meet your specific needs and to determine the cost implications as these policies can be expensive. Here are a few.
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For Gay Couples, Obstacles to Health Insurance
“It’s not easy being gay,” said Mary Jo Hudson, director of the Ohio Department of Insurance. She wasn’t referring to political opposition and other obstacles, but the plight of same-sex couples who are trying to get and keep health insurance.
“You’ve got to go through a lot of hoops,” said Ms. Hudson, who is gay and… »
Out of college, out of coverage
As commencement ceremonies get under way, graduates have more to worry about than a lousy job market. Graduation often marks the end of insurance coverage for young adults under their parents’ employer-sponsored plans. Even graduates lucky enough to find jobs could end up in positions that don’t provide health benefits.
Stefanie Swanson, 21, of Doylestown, who… »
Cheap health insurance can be costly
As unemployment and health-care costs continue to rise, more people are buying cheap insurance plans with often financially devastating… »
New 2009 Guide To Health Insurance for the Unemployed
Due to current economic times, many people across the United States are facing unemployment and are unaware of the health insurance options that may be available to themselves and their families. Oftentimes, people who have been covered through group insurance plans their entire adult lives are not informed of personal health insurance… »